AI-powered credit repair
Most credit apps just show you your score. We analyze your full report, understand your goal, and build a specific plan to reach it — faster than any manual process.
How it works
Drop in a PDF, screenshot, or image of your credit report. Our AI reads all three bureaus — Equifax, Experian, TransUnion — and maps every account, inquiry, and mark.
Buying a house in 12 months? Qualifying for a business loan? Escaping a high-APR trap? We calibrate the plan to your specific target score and timeline.
Receive a sequenced plan: which items to dispute first, what to pay down, what to add. No generic advice. Your goal, your path, your timeline.
Why CreditFixAI is different
Most AI credit repair apps generate dispute letters. That's useful. But fixing a credit report isn't the same as reaching a credit goal. We start with your destination and work backward — so every action is pointed at the score you actually need.
Plans target your specific score, not a generic "improve credit" goal
Which items to challenge first, based on impact on your score
No credit jargon. Just what to do and why it matters for your goal.
We built CreditFixAI to make credit repair actually work — not just generate letters, but build a real path from where you are to where you need to be. Upload your report. Set your goal. Let's go.